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CP49· Refund applied / offset

CP49 Refund applied to a tax debt

Notification that all or part of your refund was applied to a tax debt owed by you or your spouse.
Category
Refund / offset
Urgency
Informational
Response window
no action
Key form
Form 8379

No action required — retain it with your records.

Why the IRS sent this

Refund offset against an outstanding federal tax liability.

No response required

CP49 is informational. Retain it with your tax records. Review the notice. If your spouse caused the debt, consider filing Form 8379 (Injured Spouse Allocation). If a balance remains, set up a payment plan or other resolution.

What to do

Required action

Review the notice. If your spouse caused the debt, consider filing Form 8379 (Injured Spouse Allocation). If a balance remains, set up a payment plan or other resolution.

Key form: Form 8379 — verify the current revision on irs.gov/forms-pubs before filing.

Appeal path

Informal — call the IRS

Informal — call the IRS at the number on the notice. Form 8379 (Injured Spouse Allocation) is the relief path when your spouse's debt consumed your share of a joint refund.

Go deeper

Educational pillars for this notice

Calm-corrective

Only the IRS can resolve your notice

We are not a CPA firm, not a law firm, not an Enrolled Agent firm, and not affiliated with the IRS. We don't accept payments on your behalf, settle your debt, or call the IRS for you. What we do: explain what your notice means, point you to the right IRS form, cite the statute that authorizes the action, and surface the appeal path. Then you call the number on the notice, file the form, or hire a licensed professional.

Source

Verified against the official IRS detail page on irs.gov/individuals/understanding-your-cp49-notice. Always re-verify against the IRS page before acting.